Use Spell to launch a platform on your domain to start or upgrade your payments within a day. Visa confirms that Spell is a PCI DSS Level 1 compliant platform built on a robust AWS infrastructure, with an outstanding 99.999% uptime. As mentioned above, stripe does allow you to integrate its system into your existing ecommerce solution. https://xcritical.com/ However, you must first submit a request for authorization to activate the integration. Once approved, you can immediately generate invoices and collect payments. On the flipside, integrating stripe involves creating a separate, dedicated application that handles all the complexities involved with collecting payments.

white label payment processing

Akurateco is a software provider, headquartered in Amsterdam, that specializes in fintech software products. Businesses, choosing this partner, get a 100% secure solution as the platform cares much about security, and addressing fraud effectively. Keep in mind, the best white label payment gateways will offer killer features like the ability to recruit agents and other companies to resell your rebranded gateway.

Brand a payment page

Depending on your needs, this might prove beneficial or detrimental. Consumers may not worry about the safety of their payments, the issue that arises each time they pay on the website of a third-party company. Sometimes customers hesitate when they see a logo and design of a third party on the payment page.

  • When you swipe your credit card or make an online purchase, a payment gateway takes payment card data and securely sends it to a payment processor for authorization.
  • This is particularly applicable to customers who have come to your website for the first time and need more clarification about the site’s credibility.
  • MONEI makes everything easy MONEI is a payment gateway that allows you to accept payments either online and offline.
  • It takes it a step further by incorporating your business identity until the end of the payment funnel.

The facility delivers recurring payments with anti-fraud verification, checking them thoroughly by more than a hundred parameters. The fees vary, starting from 1.2% and going higher when other factors. Payment acceptance can be tricky for merchants – especially those with small and medium-sized businesses.

Integration with a solution provider

Finally, a word of warning here — unlike a real credit card, a white label credit card doesn’t give the holder permission to spend money anywhere. Thus, if you ever lose the card, you can’t reverse the charges to prevent the person from spending money on unauthorized expenses. If you decide to pursue this route, you should realize that stripe is meant to replace existing solutions, such as Square Cash and Shopify Payments. As such, you shouldn’t expect to find all the same features offered by those products. For starters, stripe only works within the United States and Canada.

white label payment processing

The mechanism is designed to send transactions to the most highly-rated payment partner. The correct answer is “anyone you want,” but not every provider necessarily agrees. Make sure that the payment gateway offers you the freedom to board the merchants you want to do business with and provide services to the vertical you do business in. Now that you know what a white-label payment gateway is and it can benefit your organization, you must be wondering which vendor to choose.

What is traditional payment processing?

Enable key global merchant customers who want connectivity in markets you don’t currently support. Our payment gateway services provide your merchants with an all-encompassing payment strategy for their business. Take advantage of a multi-layered defense against fraud that uses advanced analytics and innovation to reduce fraudulent charges. If you’re a merchant based in the UAE or white label payment gateway the Middle East, PayTabs can be your next payment gateway provider. We are an innovative payment processing and fraud prevention company that aims to help their clients increase revenue and profits with the help of advanced technologies. Integrating our payment gateway into your website or app is straightforward and allows you to start scaling your e-commerce business instantly.

white label payment processing

Over the last few years, the payment processing sector has grown fast. With more customers now than ever before buying goods, services, and subscriptions online, it’s set for even faster growth in years to come. As far as security goes, BlueSnap uses 256 bit encryption along with multi layered authentication processes designed to protect against fraudulent activity. Stripe charges a flat rate of 3% plus 30¢ per successful transaction.

What’s the Traditional Way of Building a Payment Processing Company?

If you are a startup company, your processing volumes are not very large, and the feature set you need is more or less standard, hosted version might be the best option for you. However, as your volumes grow and your needs become more sophisticated, you can take the whole solution in-house as a licensed product with open source code. Thus, you will get a white label payment solution with unlimited potential for customizability.

white label payment processing

To ensure a smooth payments experience for your customers, look for a payment platform that has a strong and long-term relationship with sponsors or acquiring banks. This will ensure that payments are swift and go through successfully, more often than not. One of the most important things to consider before you choose a white-label payment partner is the level of customization it offers.

Partner with a trusted, global payments leader

At Spell, we closely follow and consult our partners on many hidden details to help them mitigate financial risks and increase their probabilities for success. In addition to this white label gateway services can be customized as per your specific product requirements and business model. When you apply for a credit card, you’ll notice that there is a sticker on top of the card itself.

Payment links

Create a sub domain and sell directly our software to your visitors under your own blog name with your own colors and texts. Become CEO of your own lead generation software company, just follow our battle-tested guidelines and rake in the profits. If you want to learn more about what happens behind the scenes when you purchase something online, check out our guide detailing how Bitcoin works for more information. Streamline robust reporting and reconciliation for online and in-person sales.